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ASSUREURS CRÉATEURS DE CONFIANCE
2024 Half Year results Analysts Conference Call
Motor, home, agricultural, services, business, professionnals and local authorities
Individual health, individual protection, life insurance – individual savings/pensions, group insurance
Asset management, property management, employee savings, banking
Legal protection, credit insurance, assistance, remote surveillance of property and persons
31 July 2014
#finance
Good performance in line with our strategic programme
Selective development in France International growth
Strong improvement of the combined ratio in non-life insurance at 98.5% (-2.4 points) Part of the unit-linked products increased to 16.2% of the total reserves in individual savings (+2.9 points), Economic operating income of €100 million
Net profit of €140 million
Solvency margin of 239%
The first half of 2014 confirms the success of Groupama in its strategy to reinforce its core business lines. Thanks to its rigorous and united mutualist governance system, the Group has continued to strengthen it financial solidity by prioritising the service provided to its members and customers. Jean-Yves DagèsChairman of the Board of Directors of Groupama SA
The first half of 2014 confirms the success of Groupama in its strategy to reinforce its core business lines. Thanks to its rigorous and united mutualist governance system, the Group has continued to strengthen it financial solidity by prioritising the service provided to its members and customers.
In accordance with its strategic programme, the Group has substantially increased its operating income, developed its premium income in non-life insurance in France and abroad, continued the transformation of its life insurance product mix and successfully carried out financing operations. Groupama has therefore continued to build on the results of its mutualist strategy driven by business performance. Thierry MartelChief Executive Officer of Groupama SA
In accordance with its strategic programme, the Group has substantially increased its operating income, developed its premium income in non-life insurance in France and abroad, continued the transformation of its life insurance product mix and successfully carried out financing operations. Groupama has therefore continued to build on the results of its mutualist strategy driven by business performance.
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