• Commitment
    &Mutualism

    Our roots, these humanistic values that animate us

    Discover

  • Solidarity
    &Realism

    The events that marked our year

    Discover

  • Confidence
    &Optimism

    Actions to enable everyone to build with confidence

    Discover

Interview with
Jean-Yves Dagès and Thierry Martel

Discover the interview
of the leaders
commitment and mutualism

A strong presence
in France

Discover our locations in France

commitment and mutualism
14.4 billionin combined premium income
Discover the group key figures
commitment and mutualism

The group
decision-making bodies

The Mutualist Orientation Council
commitment and mutualism
31 000employees in France and abroad
commitment and mutualism

The group
decision-making bodies

Group Executive Committee
commitment and mutualism
11.5 millionmembers and custormers in France and abroad
commitment and mutualism

The group
decision-making bodies

Groupama Assurances Mutuelles Board of Directors
commitment and mutualism

A strong presence abroad

Discover our international presence

commitment and mutualism
#covid19 solidarity
1 millioncatch-up calls to stay in touch with our customers and members
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The Groupama Group went the extra mile for its customers and members during the health crisis

Maintaining close ties with non-commercial courtesy calls

Offering free assistance cover for company managers and employees

Adapting premiums to help struggling business sectors

solidarity and realism
#individuals

« We live in a medical desert and our GP has left. My daughter fell ill, but because of Covid-19, I didn’t want to take her to A&E. Thanks to the medical remote consultation service, she was able to get treatment »

Groupama member
solidarity and realism
#farmers
6out of 10 french farmers are insured by Groupama
solidarity and realism
#professionals

Towards legal protection from A to Z

Groupama acquired Juritravail in early 2021, the leading French provider of online legal services. It completes the existing Groupama Protection Juridique offering to provide a complete suite of legal services for VSCs, SMCs and individuals.

solidarity and realism
#cycling
21victories for the Groupama-FDJ cycling team in 2020
solidarity and realism
#individuals

Remote inspection service in Bulgaria, Romania and Hungary

The smartphone-based inspection service offered by Groupama Zhivotozastrahovane and Zastrahovane, Groupama Asigurari and Groupama Biztosító was extended to motor claims in 2020. As it reduces on-site inspections and guarantees policyholders access to their rights, the service is increasingly popular.

solidarity and realism
#covid19 solidarity
97 %of Groupama customers worked remotely from April during the first lockdown.
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The Groupama Group went the extra mile for its employees during the health crisis

Protecting the health of our employees, maintaining team cohesion and ensuring business continuity

Implementing tools to support teams

Adapting tools and processes so advisors can assist their customers

solidarity and realism
#professionals
1700subscriptions issued under the new group health offering launched in late July 2020
solidarity and realism
#savers-retirees

« Ma retraite, mon rythme »

This online customer area helps Groupama customers prepare for retirement. A source of inspiring ideas, it also calculates the amount you can expect to receive as a retiree using the Sapiendo simulation tool.

solidarity and realism
#individuals

Groupama assicurazioni motor insurance wins award

For the second year running, the Group’s Italian subsidiary won the German Quality & Finance Institute award for the very high level of customer satisfaction with its motor offering and its excellent value for money.

solidarity and realism
#savers-retirees

New fund to drive economy recovery

In October, Groupama launched a new diversified and « France Relance » certified fund with Groupama Asset Management and Groupama Gan Vie. The G Fund New Deal Europe targets European stocks seeking to remedy production and relocation issues, the prevention and treatment of disease, and current social and economic changes.

solidarity and realism
#professionals

Tool to support professional customers

From May 2020, Groupama regional mutuals and Gan Prévoyance advisors rapidly set up a digital platform, Pro'Ximité Services, to provide professional customers with bespoke answers to their questions around the health crisis.

solidarity and realism
#solidarity-sponsorship

Partnership with reims teaching hospital

To better identify the genetic causes of cleft lip and/or palate, Reims teaching hospital can rely on the help of the Groupama Foundation and Groupama Nord-Est to help find the answer after they agreed to invest €50,000 over three years to fund its multigenic analysis-based research.

solidarity and realism
#solidarity-sponsorship

Free films during lockdown

Over two days in April 2020, the Gan Foundation for Cinema offered 10,000 French people the chance to watch five award-winning films labelled by the Foundation for free. The initiative was conveyed by media outlets, along with a free access code for VOD platform UniversCiné.

solidarity and realism
#individuals

Gold for mutuaide's digital auto application

The DIGItal Auto app from the Mutuaide assistance service was awarded the Trophée Or in the Innovation and Customer Relations category. After the initial incident-report call, the app takes over and allows geolocated customers to track the response in real time.

solidarity and realism
#savers-retirees
42 500PERin
policies sold at year-end 2020
solidarity and realism
#covid19 solidarity
250 millioninvested in solidarity actions in aid of our customers
see more

The Groupama Group went the extra mile for its customers and members during the health crisis

Support for research to combat the Covid-19 epidemic

Financial assistance for non-profits, regional organisations, small retailers and departmental fire and safety services

Masks donated to individuals, non-profits, and care homes

Non-medical donations and funding of solidarity actions

solidarity and realism
#farmers

Cyber risk coverage

Groupama was one of the first to extend its guarantees to protect its customers. Since 2019, all agricultural multi-risk policies include a Cyber Security base level of cover so farmers can claim if their IT system is attacked or if a claim is made against them by a third party.

solidarity and realism
#individuals
371 500alternative medicine treatments covered by regional mutuals for individual health policies in 2020
solidarity and realism
#farmers

Central to the groupama campaign

Farmers are one of the pillars of our community. The Group decided to put the spotlight on these talented men and women in its « Agriculteurs. Indispensables au monde » campaign.

solidarity and realism
#cycling

Cycling strips given to 105 amateur clubs

Groupama gave thirty free jerseys and shorts as part of the Ton Club, Ton maillot initiative. This assistance saves each club €5,000 on average. The initiative was a major success and will be repeated in 2021.

solidarity and realism
#prevention

Alerts with Groupama Predict

In October 2021, during the devastating storm Alex, Groupama implemented a major prevention exercise in partnership with Predict Services, by setting up an alert and support service to inform some 6,500 local authority policyholders and send messages to 580,000 insured individuals.

confidence & optimism
#trendbook

Restore your calm, sense of connection and confidence

confidence & optimism
#responsible investments
55 funds managed by Groupama Asset Management were awarded the official government ISR (responsible social investment) label : G. Equity Convictions ISR (actions), G. Fund Credit Euro ISR (private debt), G. Etats Euros ISR (sovereign debt), G. Convertibles et G. Fund Future for Generations.
confidence & optimism
#prevention

« One of the rules of the road when you’re cycling, including at daybreak and nightfall, is to be visible »

Arnaud Démare a racing cyclist on the Groupama-FDJ Cycling Team speaking in a road safety awareness video
confidence & optimism
#responsible investments

Moving towards a zero-coal portfolio

In 2020, Groupama committed to a zero-thermal-coal investment portfolio by 2030 for companies operating in EU and OECD countries, and by 2040 in the rest of the world.

confidence & optimism
#prevention
IN BRIEF

A driving academy in Turkey

Building on the experience of the Group and Centaure centres in France, Groupama Sigorta has offered motor policyholders refresher courses since the end of 2020 at a new driving academy set up in partnership with Intercity.

confidence & optimism
#responsible investments

Reuse of construction materials

The Booster du Réemploi (Reuse Boster) digital platform developed by Groupama Immobilier connects the supply and demand of project owners for reusable materials. This initiative forms part of the Techstars startup accelerator sponsored by Groupama.

confidence & optimism
#innovation
35teams implementing artificial intelligence-based initiatives have competed in the POCAIMON challenge since it was created in 2018
confidence & optimism
#prevention

Trouble-free beach time in Greece

The Safety Box was a common sight on beaches in Greece last summer. Holidaymakers used the lockable units set up by Groupama Asfalistiki to secure their belongings. This allowed beachgoers the chance to enjoy hours of carefree fun.

confidence & optimism
#hr indicators

gender parity

48.9 %women executives
confidence & optimism
#hr indicators

employees with disabilities

4.2 %of the total full-time workforce in France have disabilities
confidence & optimism
#hr indicators

training

25.8 %of training is now done on e-learning platforms
confidence & optimism
#hr indicators

apprentices

31.4 %conversion rate of work-study apprentices to permanent and short-term contracts
confidence & optimism
#societal indicators

Sponsorship

11 millionfor sponsorship actions including the fight against rare diseases
confidence & optimism
#societal indicators

prevention

80 200people made aware of prevention actions
8 283trainees followed an eco-driving course at Centaure centres
confidence & optimism
#societal indicators

responsible investment

80.5 billionAUM by Groupama Asset Management invested in SRI
confidence & optimism
#environmental indicators

Carbon

17.4 %lower CO2 emissions than in 2019
10.5 milliontonnes of CO2 captured and stored in forests owned by Groupama
confidence & optimism
#environmental indicators

Paper

22.6 %less paper used than in 2019
confidence & optimism
#environmental indicators

Energy

11.6 %reduction in energy consumed (electricity, gas, fuel oil etc.) since 2019
confidence & optimism

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